May
25
2010

What’s in my mail box

During those days when Ethan was down, I did not even go out to the mail box to check what’s in there. However, after only a couple of days, these was what I found in there…

Piles of junks, bills and more bills.

But lately, when we receive anything from the bank it is not so much of the bills anymore BUT lots of pre-approved personal loans. What do you think of this kind of approach by the banks to quietly sneak in some small loans disguising them as easy cash for your personal leisure?

I’d say, just shred them to pieces if you are going to ignore them as if you don’t and if somebody actually bank-in those cheques, you are going to be answerable for the interest charged!

About the Author: Merryn Tan

17 Comments + Add Comment

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Cynthia May 25, 2010 at 9:01 pm

oh ya.. nowadays banks started doing this ya… sending 'loan' cheques via mail…

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Mommy Ling May 25, 2010 at 9:08 pm

yea…i have received a few too. Straight away shred and throw it.

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Inspired Momx1 May 25, 2010 at 9:09 pm

Ya, I did receive "cheques" and calls from the banks to offer me preapproved loans. Seems like their approach are kind of desperate huh:)

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Caroline Ng May Ling May 25, 2010 at 9:13 pm

LOL i dunno anything about this, i never check mail box one. lol. but SO SIEN one if like dat. :S

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mNhL May 25, 2010 at 9:27 pm

I received those cheque from Citibank with my name and the amount too. Shred and throw!!

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Mei Teng May 25, 2010 at 10:16 pm

I think those people at the banks are getting desperate in using sneaky ways to get people to agree to using so-called free money. Nothing in this world is free. The cheque they enclose in the mail is not like you don't have to pay them back. Those marketing gimmicks are getting stale.

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suituapui May 25, 2010 at 10:31 pm

WHAT??? They send that? I will go to the bank and make a scene if I get any!!! Cilaka!!! Last time, they used to call…but long time, no more. So desperate for money kah these people!!!

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reanaclaire May 25, 2010 at 10:34 pm

I also rec such cheques from MBB.. fast fast tore them off before temptation prevails.. haha..

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Mummy Gwen May 25, 2010 at 10:53 pm

Hubs and I never received such cheques. This is really too much already.

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Kev May 25, 2010 at 11:05 pm

well, i get those pre-approved cheques a few times, and i didn't bother to bank in because it's just a gimmick.if it's interest free never mind la :) – yeah, if it's my grandfather's bank, maybe can.

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iamthewitch May 25, 2010 at 11:12 pm

Yea when I received the 'cheque' my first time, I was surprised… Then upon further checking only I found out it's a trick by the banks! Dangerous man..

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vickylow May 25, 2010 at 11:40 pm

ya nowadays received cheques and plenty calls from banker too. I saw a good way to "shoo" those caller from a drama. Caller: Ms XXX you need $$ to clear your debt or you can get personal loan for expand your business. Receiver: Sure, I wanna borrow 1 billion.Caller: huh…1 billionReceiver: Oh you can't borrow me such amount?? So end the conversation…..tu..tu…tu..

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Tekkaus May 26, 2010 at 12:20 am

Wow…banks have been doing this? :/

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prince n princess mu May 26, 2010 at 12:34 am

I received this type of cheque too…… tear and went to the dustbin..

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Irene May 26, 2010 at 4:44 am

but hor very tempting. pre-approved personal loan from the banks. imagine i bank in & i can go europe holiday edi. uwaaaaaaaa! but kenot kenot ever bank it in man! die die die!

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Shenny's mommy May 26, 2010 at 10:17 pm

Normally I shred into pieces and threw it.

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CH Voon May 29, 2010 at 10:19 pm

i will not use future money. bank is really clever nowaday!if thee cheques is missing or took by others… possible? they put ur names or cash?

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About Me

Home is where MY heart is.
I am a mother to two boys; Ethan and Ayden and a wife to Darling William. I'm a stay at home mum who blogs to break the monotony of life and to avoid feeling jaded. Would love to get to know all the Super Mommies and Daddies and Babies or Singles out there with the hope that we can learn more from each other. Most of all, I am a happy person, and I hope YOU are too.